Build any widget in plain English
Type "show me my subscriptions." A widget appears. Tap once and it stays.
Link your accounts through Plaid. Read-only access: Ponder reads transactions, never moves money.
Describe a widget like "monthly subscriptions" or "spending vs. last year." Ponder builds it on the spot.
Your home screen, the way you think about money. Edit it anytime, or let Ponder flag what matters.


Ponder is a generative UI spend tracker. Type what you want, watch it appear.
Type "show me my subscriptions." A widget appears. Tap once and it stays.
Ask a question, get a chart. Rename, swap, or rebuild your layout, all from chat.
"Ping me when dining hits $400." The alerts you actually want. Nothing else.
Ponder starts blank. Every home screen looks different, by design.
Your transactions never become training data, for us or anyone else. Read-only Plaid, no credentials stored, no ads.
Claude + Plaid magic, without the Python or the API keys.
Other apps are pre-baked. Ponder runs real queries and generates widgets on demand. A dashboard only you would build.